Anticipate to better transmit

When we talk about wealth management, we immediately think of three asset categories: real estate, financial assets and possibly objects. The latter class is often overlooked, as it generally represents the lowest portion of monetary value. However, objects — works of art, jewelry, furniture, furniture, instruments, instruments, collectors' items or family memories — play a decisive role in understanding and transmitting your global heritage.

This is why it is essential to integrate them into your wealth strategy. Not only to get a comprehensive view of what you own, but also to avoid risks, tensions, and losses in value. Documenting and inventorying your objects allows you to calmly prepare for the future and ensure harmonious transmission. This is precisely the objective of an application like Objectory: to help everyone manage all of their assets in a simple, secure and complete way.

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1. The first reason to map your objects: avoid family conflicts

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Succession disputes rarely arise from a bank account or an apartment, assets that are easier to value objectively, but also to trace. It is the objects — unique, symbolic, steeped in history, easy to move — that most often crystallize tensions. Their value is emotional, sometimes identity-based, and exceeds financial criteria.

A family watch, a work of art, a piece of jewelry that has been passed on for several generations, an antique piece of furniture... everyone can project different memories and consider “having a legitimate right” to this object. Without a written record or clear inventory, interpretations often diverge. :

“I was told it was for me”, “I thought it was obvious”, “I wanted it more than the others”...

In blended families or when objects are scattered between several places or countries, these tensions can take on an unexpected scale and block the whole succession — including real estate and financial transmission.

Mapping your objects makes it possible to avoid these situations by clarifying the owner's wishes and by providing an objective basis for the transmission, whether it is a donation or an inheritance.

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Understand the emotional and subjective value of objects

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Objects are the only asset class whose value is so strongly based on personal history. They embody moments in life, family relationships, traditions, traditions, moves, periods of life, sometimes even the identity of a generation.

But this emotional charge also creates subjectivity: two people can assign a different meaning to the same object, and a different value. Hence the importance of clearly documenting what it represents, where it comes from, and where it belongs in the family. A detailed inventory makes this memory transferable and prevents the story from being lost — or reinterpreted.

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The absence of documentation leads to a loss of heritage value

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Beyond family issues, not documenting your objects can lead to a loss of value that is often unsuspected. In the art, design or jewelry market, origin and traceability matter as much as the object itself. But the reflection is valid for almost all the objects that make up a heritage.

Without invoices, certificates, dated photos, or proof of origin, an object can:

• losing a large part of its market value,
• become difficult to resell,
• create doubts during an expertise,
• complicate compensation in the event of theft or disaster,
• cause problems during an inheritance or a tax audit.

This is particularly common for jewelry: due to the lack of proof that they have belonged to the family for several generations, some insurances refuse or limit compensation.

Documenting your objects therefore means protecting their financial value as well as their emotional value. It is also about preventing heritage from being eroded simply because history has not been recorded.

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Being supported by professionals: a key step in asset transfer

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The management and transmission of assets — whether objects, real estate or financial assets — require structured and secure decisions. This is why it is essential to be supported by professionals: notaries, insurers, private bankers or wealth advisers. These professionals have an essential role in advising you and helping you make the decision that best suits you, in complete transparency.

These experts make it possible to:

• optimize the transfer from a fiscal and legal point of view,
• clarify your intentions and translate them into legally valid acts,
• avoid mistakes or omissions that can weaken a succession,
• integrate your objects into a coherent and complete heritage vision.

Even in the context of a donation during one's lifetime, clearly documenting the objects, their history and their use makes it possible to maintain transparency and avoid subsequent disputes.

A structured inventory — photos, invoices, certificates, descriptions — then becomes a valuable tool. This is exactly what Objectory offers, by offering a solution for centralizing and securing heritage objects.

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How to properly prepare for the transmission of your objects

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1. Identify

• List items that have emotional, financial, or historical value.
• Locate precisely where each object is located (main house, secondary house, safe, deposit box, etc.).

2. Documenting

• Add photos, invoices, certificates, expertise, proof of purchase.
• Describe the origin, history, and family significance of the object.
• Categorize each property to facilitate its asset analysis.

3. Clarify your will

• Determine who owns each object.
• Explain reasons to avoid subjective interpretations.
• Provide a framework for objects that are not expressly attributed.

4. Consult professionals

• Validate the legal and fiscal consistency of your choices.
• Have valuables assessed by sharing your inventory.
• Integrate these elements into your overall wealth strategy.

5. Update regularly

• Add new items and remove sold or donated items.
• Update your transmission wishes.
• Update documents over time.

Conclusion

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Objects may not be the main asset class in value, but they are often the most symbolic, the most sensitive... and sometimes the most problematic to transmit. By properly documenting them, you not only protect your assets, but also your family and the relationships that make them up. With Objectory, you have a simple, secure and intuitive tool to inventory your objects, preserve their history and prepare for peaceful transmission.

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